Referral Commission Policy
This policy applies to the student Refer & Earn programme. When a friend enrols through your link, you earn £500 and they earn £500 — paid in 3 instalments. Last updated: 3 July 2026.
Looking for agent or partner policies? See the Commission Policies hub or Refer & Earn overview.
Rewards
Every successful referral pays separate rewards to both people. There is no cap on how many friends you can refer.
Track rewards in your student portal
Sign in to your student portal and open the Referral Hub to see link clicks, enrolments, and each instalment marked as scheduled, due, or paid. You will also receive a reminder email 7 days before each instalment is due.
When we pay
Referral rewards are created when a referred person successfully enrols on an eligible funded degree programme through AF Associates and their conversion is confirmed in our system.
-
Friend enrols through your link
Your friend applies using your referral link and successfully enrols on an eligible funded degree programme.
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Rewards are scheduled
You receive £500 and your friend receives £500, each split into 3 instalments from the friend’s intake month. Each instalment starts as scheduled.
-
Instalments become due, then paid
When the due month arrives, the instalment becomes due. Our team processes payment during the last week of that month and marks it paid.
Instalment statuses
| Status | What it means | When it applies |
|---|---|---|
| Scheduled | The instalment is confirmed but not yet due for payment. | From enrolment until the due month begins. |
| Due | The instalment has reached its due month and is queued for payment. | During the due month, before payment is processed. |
| Paid | The instalment has been paid to you or your friend. | After our team processes payment in the last week of the due month. |
Payment schedule
Referrer and referee rewards are split into 3 equal instalments, counted from the referred student’s intake month (when their course starts). Payments are made in the last week of each due month.
Instalment breakdown
| Instalment | Months after intake | Referrer instalment | Referee instalment |
|---|---|---|---|
| 1st payment | 4 months | £166.66 | £166.66 |
| 2nd payment | 8 months | £166.66 | £166.66 |
| 3rd payment | 12 months | £166.68 | £166.68 |
| Total | £500 | £500 | |
Payout months by intake
The table below shows when each instalment is due, based on the referred student’s intake month:
| Intake month | 1st payment | 2nd payment | 3rd payment |
|---|---|---|---|
| January | May 2025 | Sep 2025 | Jan 2026 |
| February | Jun 2025 | Oct 2025 | Feb 2026 |
| March | Jul 2025 | Nov 2025 | Mar 2026 |
| April | Aug 2025 | Dec 2025 | Apr 2026 |
| May | Sep 2025 | Jan 2026 | May 2026 |
| June | Oct 2025 | Feb 2026 | Jun 2026 |
| July | Nov 2025 | Mar 2026 | Jul 2026 |
| August | Dec 2025 | Apr 2026 | Aug 2026 |
| September | Jan 2026 | May 2026 | Sep 2026 |
| October | Feb 2026 | Jun 2026 | Oct 2026 |
| November | Mar 2026 | Jul 2026 | Nov 2026 |
| December | Apr 2026 | Aug 2026 | Dec 2026 |
Example: September 2025 intake
If your friend enrols with a September 2025 start date, instalments are paid in the months below (last week of each month):
| Instalment | Expected payout month | You receive | Your friend receives |
|---|---|---|---|
| #1 | Jan 2026 | £166.66 | £166.66 |
| #2 | May 2026 | £166.66 | £166.66 |
| #3 | Sep 2026 | £166.68 | £166.68 |
| Total per referral | £500 | £500 | |
Example: January 2026 intake
A different intake month shifts every payout date. For a January 2026 start:
| Instalment | Expected payout month | Referrer amount | Referee amount |
|---|---|---|---|
| #1 | May 2026 | £166.66 | £166.66 |
| #2 | Sep 2026 | £166.66 | £166.66 |
| #3 | Jan 2027 | £166.68 | £166.68 |
Estimated earnings
There is no limit on referrals. Each successful enrolment earns you £500 and pays your friend £500.
| Successful referrals | You earn | Your friends earn (combined) | Total paid out |
|---|---|---|---|
| 1 | £500 | £500 | £1,000 |
| 3 | £1,500 | £1,500 | £3,000 |
| 5 | £2,500 | £2,500 | £5,000 |
If a student withdraws
If a referred student withdraws, defers, or their enrolment is cancelled before all instalments are paid, rewards for that referral may be adjusted.
What happens
- Unpaid instalments are cancelled and will not be paid.
- Paid instalments may be withheld, reversed, or recovered from either the referrer or the referee.
- Self-referrals are not permitted and will not qualify for rewards.
Examples
Scenario
Your friend enrols through your link. Your first instalment (£166.66) is still scheduled in your portal.
Outcome
Your friend withdraws before the due month. All remaining instalments for both of you are cancelled — nothing further is paid.
Scenario
Two referrer instalments (£333.32) and two referee instalments (£333.32) have been paid.
Outcome
Your friend withdraws before the third instalment. The final scheduled payment is cancelled. The amounts already paid may be recovered in line with this policy.
Scenario
You refer yourself using a second account, or the same person is referred twice.
Outcome
The referral does not qualify. No rewards are created, or any rewards already scheduled are cancelled.
General
- Rewards apply only to eligible funded degree programmes referred through AF Associates.
- Reminder emails are sent 7 days before an instalment is due.
- All amounts are in GBP (£).
- See also our Terms & Conditions and Refer & Earn page.
Questions? info@afassociatesuk.com · 02 073 778844
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